With AGRM, you have an advocate that protects your interests. Members that are certified by AGRM may qualify for reduced rates in the Rescue Mission Insurance Program offered through Merriam Insurance. What’s more, members are represented in an insurance committee that helps tailor the insurance program to the needs of member missions.

Below is a snapshot of some of the coverages available through the Rescue Mission Insurance Program. For a quick comparison of AGRM's endorsed program to typical insurance policies, download this pdf.

Available Coverages*


  • Building Coverage
  • Business Personal Property
  • Personal Property of Others
  • Business Income with Extra Expense
  • Boiler and Machinery
  • Inland Marine

 General Liability:

  • Bodily Injury and Property Damage
  • Personal and Advertising Injury
  • Medical Payments
  • Abuse/Molestation Liability

Professional Liability:

  • Social Service Professional Liability
  • Pastoral Professional Liability
  • Incidental Medical Professional Liability
  • Employee Benefits Liability


  • Liability
  • Personal Injury Protection
  • Medical Payments
  • Uninsured/Underinsured Motorists Liability
  • Comprehensive
  • Collision
  • Hired and Non-Owned Auto Liability
  • Garage Liability, including Garage Keepers Legal Liability

Residents & Volunteers:

  • Accidental Death or Dismemberment
  • Accident Medical Expense
  • Work Loss coverage

Directors and Officers

  • Directors and Officers Liability
  • Employment Practices Liability
  • Fiduciary Liability
  • Internet Liability
  • Workplace Violence Liability

Workers’ Compensation

  • Medical Needs
  • Includes Employer’s Liability Coverage

Voluntary (Employee) Benefits

  • Hospital Indemnity
  • Accident
  • Income Protection/Disability
  • Specified Disease Insurance for Critical Illness
  • Life
  • Health Advantage

This list is not exhaustive and will change from time to time, depending on member needs and other factors. For answers to specific questions about the coverages offered through AGRM’s partnership with Merriam Insurance, contact Merriam toll-free at (877) MERRIAM (637-7426), or at You can also visit them online at

*Some coverages are subject to geographic availability